Systemic innovation Contactless cards Discrete choice JEL Classification L13 Explainability L96 Carrières Artificial Intelligence DIY Telecommunications Comportement Régulation Cultural diversity Digital Gap JEL Classification I30 Difference- in-difference AI ethics Justice Consumer Inertia Collaboration Music industry Dominance Digital identities Cybersecurity economics Civil service Antitrust L5 Amazon marketplace buybox self-preferencing algorithm bias recommendation algorithms D40 L42 L81 Artists Algorithm explainability Données personnelles Recorded music industry Digital technology Demand for cash Android Data broker Plateformes numériques Platform Cognitive bias Merger Privacy Amazon marketplace L50 Chine Copyright Competition Internet Business models Data Asymmetric and Private Information Innovation Concentration Ecosystem Algorithm bias Artificial intelligence Connection speed Access pricing Concurrence Mobility Données COVID-19 2015 liberalforumeu Digital economics DEEE Consumption expenditure Buybox Community Digital economy Creativity digital technology collaboration music industry DIY DIT Cloud computing DIT Smartphones Consommation Industries culturelles Attractivité Digital payments Magistrats International trade Artificial Inteligence AI Contracts Content disparity L13 Creativity Fonction publique Domination Adoption Digital transformation Developing Economy Business modèles Debit card Digital platforms Consumer information Regulation Digitization Recrutement Entry Consumer mobility Behaviour Battle Pass DSL L43 Add-On